As
the nation�s health care debate winds down and a vote on some kind
of package is taken, the question remains: Who will be in charge
of the lives of millions of Americans as they struggle to maintain
their health?
Even
many of those who have exposed the manipulations of the health care
industry, and especially the health insurance companies, are saying
that they would vote for what is on the table now, because �something
is better than nothing.�
It would never come to that,
Americans were told, because the Democrats had a �supermajority�
in the U.S. Senate and a margin of some 75 votes in the U.S. House,
and a Democrat sat in the White House. Because of this, we were
told to expect real health care reform.
What do we have that is better
than what existed before Corporate America pulled out all the stops
and poured money into the tea pot that is Washington, D.C.?
Let�s see. Insurance companies
will not be able to drop you from coverage because you get sick.
You will not be denied coverage if you have a pre-existing condition.
You can keep your insurance plan, if you like it.
For all of the months of diatribes
against any form of universal health care and the most uncivil series
of epithets that masqueraded as debate for the better part of a
year, that�s not much. It�s a start, according to those willing
to take something, rather than nothing.
Gone is the likelihood of curbing
the rising costs of premiums for coverage (everyone will have to
purchase health insurance, with the working poor getting a subsidy
from the government if they can�t pay), gone is the possibility
of curbing �administrative costs� of insurance companies, and gone
is the likelihood that excessive pay and bonuses to health company
executives will be reduced or eliminated.
Insurers will be able to charge
the elderly and those with pre-existing conditions more for premiums,
and there will be no cap on premiums.
Health
insurance companies will stay firmly in the driver�s seat for the
foreseeable future and, with millions of new customers who are required
to buy insurance, they will rake in billions of dollars more each
year. They will be able to afford to absorb the cost of actually
providing health care to their policy-holders. They have ways of
discouraging people from seeking health care and they will come
up with many new schemes to do so, no doubt.
It has been clear for decades
that the government is much more efficient at providing health care
than the private companies. Medicare, for example, has about 4.5
percent of its budget allocated for administrative costs, while
the insurance industry, generally, spends between 24 percent and
30 percent for administrative costs, presumably including its advertising
budget, its high pay and bonuses for management, and other costs
associated with the labyrinth of forms and companies required for
billing and payment.
There has been little to no
discussion of this kind of inefficiency on the part of private industry.
But that kind of inefficiency is repeated over and over in any kind
of project or program in which a private company is engaged by the
government. It�s as if the government - the people - have the deepest
of pockets and whatever the final cost, the government will pay.
That is, the people will pay it - through their taxes.
It has been a long time since
there was any kind of discussion of this kind of plunder of the
public treasury. It�s a �given� that government is inefficient.
The people believe that because they have been so propagandized,
by and on behalf of corporations using their own tax money to do
it.
Many politicians have been carriers
of this propaganda, some of them knowing full well that what they
were saying was not true. In the health care reform �debate,� it
has been Republicans who have refused to participate, but some Democrats
have willingly participated in the flim-flam. Few of them are being
held to account. One Democrat who has sided with the position of
Republicans, Senator Blanche Lincoln of Arkansas, is facing a primary by a more liberal member of her own party.
But that�s rare.
The press has been absent in
any real coverage, creating headlines of the name-calling and the
screaming rallies, especially in covering such as the Tea Party
movement, whose members have said things and carried signs that
could barely hide their racially-charged comments about Barack Obama
and �his health care reform.� In their political ignorance, they
even said he was a socialist.
By now, most Americans have
heard that virtually every �developed� nation in the world has some
form of universal health coverage for their citizens. At this time,
America
doesn�t need to stand out in this way - being just ahead of some
�developing� nations in infant mortality and life expectancy.
The question that needs to be
asked over and over is: Why are so many politicians and even some
of the people opposed to providing health care for all? So far,
there is no answer. The press is not asking the question.
When George W. Bush, as a sitting
president, was asked the question, his answer was telling. He responded
that we have virtual universal health care, since no one can be
turned away from an emergency room, a visit for which we all pay.
Where was the press asking the
follow-up question: �If someone turns up in the emergency room,
saying �I have cancer,� what do you think the hospital is going
to do?� It�s a simple question, but it never was asked. It�s one
that needs to be asked over and over of the elected officials and
politicians of every stripe.
The
question of universal health care is a moral question. The answer
tells us what kind of nation and society we are. It�s nothing less
than the parable of the good Samaritan. It�s probably nothing more
than that. When we see a fellow human being in need, what do we
do as individuals? What do we do as a nation? The answers tell us
who we are.
This is not a question of money.
Already, we spend about double that of other countries, per capita,
for health care, yet we have 47 million without access to health
care and an equal amount with inadequate coverage. So, it�s not
the money. With a more sensible health care system, we could save
that amount and provide care for those who are without it today.
Where does the money go?
This is not a question of public
or private, although Medicare seems, hands down, the most efficient
at delivering health care. According to T.R. Reid, author of The
Healing of America, Japan has some 30 private payers in their universal
health care system, but their costs are much less than the U.S.
Other countries have a government-payer system and they work much
more efficiently.
The one thing that distinguishes
the U.S. from the other countries
is that this is a for-profit system and, in Corporate America -
which health insurance companies are solidly a part of - the bottom
line, profits, are the main reason for existing.
No
one should be surprised that a for-profit system concentrates on
making a profit for its shareholders, rather than on the health
of everyone in America.
We�re rapidly coming to the point at which we are going to look
around and find that who we are is a nation which overwhelmingly
accepts the quest for profit over the health of the people.
A nation so constituted can
not long keep up the charade of equality, liberty, and opportunity
for all.
BlackCommentator.com
Columnist, John Funiciello, is a labor organizer and former union
organizer. His union work started when he became a local president
of The Newspaper Guild in the early 1970s. He was a reporter for
14 years for newspapers in New York State. In addition to labor work, he is
organizing family farmers as they struggle to stay on the land under
enormous pressure from factory food producers and land developers.
Click here
to contact Mr. Funiciello.
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