I would like to pay tribute to a woman who had
a profound impact upon Blacks securing adequate housing in post-depression
era Detroit. Burneice
Avery’s name is probably not recognizable to those outside of
Detroit or a majority of Motor City residents
unless they have read historian, Thomas Sugrue’s “The Origin
of the Urban Crisis”. You are probably more familiar with the
movie “Eight Mile” which is about a rap artist struggling to
overcome his demons to prove he can master the art form of another
culture.
The irony of Eight Mile, at least for social
critics, is that it symbolizes a battle to overcome Jim Crow
in the late 1930’s to
provide decent housing for Blacks and not some rapper trying
to break the color barrier of a genre his ethnic group did not
reign supreme over (as a performer). Ms. Avery was one of those
pioneers who challenged the Jim Crow policies that were being
implemented by the Federal Housing Administration (FHA) and
the Federal Home Loan Bank Board (FHLBB) in Detroit.
Burneice Avery’s family moved to Detroit in 1919 like so many other Black families migrating from the
South to work in the factories to assist in the war effort and
subsequent production of automobiles. Blacks migrating to Detroit typically settled into what was called Paradise Valley and the Black Bottom. In 1910 there were 5,700 Blacks in Detroit
but with Henry Ford’s promise in 1914 of jobs with pay of $5
per day, the population rapidly increased to approximately 41,000
by 1920 and doubled again by 1925. With the addition of other
ethnic groups, the city’s overall population grew to 1.5 million,
comprising of 120,000 Blacks by 1930.
Hoping
to escape the prejudice and mistreatment endured in the South,
Blacks discovered the fatal flaw of America
was just as pernicious in Detroit.
Contrary to Mr. Ford’s offer, Blacks were unwelcome on the assembly
lines in the manufacturing plants. Labor unions viewed the influx
of Blacks as a threat to their core mission of seeking better
working conditions and higher wages. The rationale was Blacks
would accept prevailing wages or less because coming from the
South to work in manufacturing was the ideal job. Moreover,
Whites did not want to work next to Blacks on the assembly lines.
As a result, Blacks received only a small percentage of the
300,000-plus manufacturing jobs and worked primarily as domestics
and in personal service occupations.
Detroit
was challenged with an acute housing shortage after World War
I like most US
cities. But Detroit’s
crisis was particularly severe due to the expansion of the manufacturing
base. Housing conditions were, in general, undesirable but for
Blacks, the conditions were horrendous. 7% of Detroit’s
population was allocated 1% of the available housing (near eastside
called Paradise Valley/Black Bottom). Typically 4 families lived
in one flat, some slept on pool tables in bars, toilets were
frequently added to the kitchen with only a curtain dividing
the two and a majority of the housing stock was in disrepair
but these families could not and would not venture into the
White neighborhoods. Tenants often paid rent 5 times greater
than Whites but too fea rful of eviction to complain. Blacks
shared their neighborhoods with Russian Jews, Italians and Greeks
coming into the country. Once these groups were acclimated to
the culture, they would move on to better housing conditions.
Blacks on the other hand, had very few options, primarily two
- move into an older White neighborhood where prices were affordable
or purchase a lot near Eight Mile and hope to build there someday.
Either choice involved considerable risk of loss, economic and
health.
Dr. Ossian Sweet, a gynecologist, decided he
wanted a better life for his young family (wife and infant daughter).
He chose to move to the Westside of Detroit in September, 1925.
A few months earlier, Dr. A.L. Turner moved to the Westside.
An all-White mob entered into Dr. Turner’s home, packed his
belonging in a van and escorted him out of the neighborhood.
Dr. Sweet was determined to provide a better living for his
family so he took his two brothers and some friends (one was
a federal narcotics officer) to stay with him the first few
nights. The sellers of the property (she was White and he passed
as White) had been warned that she and Dr. Sweet would be killed
if the transaction was completed. Dr.
Sweet and his entourage were greeted by a mob of approximately
500 residents with catcalls, racial slurs and rocks. On the
second night tensions ran much higher and shots were fired.
The gentleman who lived across the street was killed and another
man was injured. All adults inside the Sweet’s home were charged
with murder, including Mrs. Sweet. The NAACP took the case and
hired the famed defense attorney, Clarence Darrow as lead attorney.
All defendants were eventually acquitted and Dr. Sweet moved
into the home. Happiness was short-lived because the family
he purchased the home for soon died. His daughter died in 1926
at the age of two and his wife died shortly thereafter. In 1944,
Dr. Sweet sold the home and bought a pharmacy and moved above
it. He married and divorced two more times. In 1960 after years
of ill-health and depression, he was found dead of an apparent
suicide. He shot himself in the head. Dr. Sweet’s struggle opened
the door for other Blacks to move to the Westside and ultimately
became an option for Blacks wanting to leave Paradise Valley.
The
other alternative to moving into a White neighborhood was to
buy a plot of land in the farmland available to Blacks at Eight
Mile-Wyoming. With the encouragement of the Detroit Urban League,
approximately 1,000 families bought lots at Eight Mile-Wyoming
using land installment sales contracts. Among the families
were the Averys. Burneice Avery was raised in Eight Mile and
later became a teacher in the Detroit school system. She
described the dreams, hopes and challenges the inhabitants of
Eight Mile faced. According to her, many started out with tents
built over wood floors and they added on as they could afford
it. They bought a door here a window there. “Building material
was purchased on the payday plan - $10 worth now, and $15 worth
again”. She further stated, “Tar paper siding was the fashion,
rooms were added as the family grew”. The families remained
hopeful that one day they would build homes with indoor plumbing
and electricity.
During the 1940’s another 150,000 Blacks moved
into Detroit, severely
aggravating a housing crisis that began in the mid-teens of
the 20th century. During the war, 1941-45, less than 2,000 public
housing and 200 private housing units were built for Blacks,
yet a greater percentage of the population increase occurred
these years. 43% of married Black veterans lived with family
members. Of the 545,000 housing units available in Detroit, only 47,000 were available to Blacks.
In retrospect, one does not have to ask why but
to the extent one understands how it happened, a clear picture
emerges about the creation of ghettos and the huge disparity
in the wealth of the races.
This is how it happened. The FHA and The FHLBB
provided the capital and/or insurance for housing after the
Great Depression. Their lending and insuring policies were based
upon a model called the Lifecycle of a Neighborhood. Essentially
this model was each neighborhood had an economic life of a finite
number of years. The stage of the cycle the neighborhood was
in determined whether the FHA or FHLBB would lend and/or invest.
To identify the stage or phase of the cycle a neighborhood had
reached, Residential Security Maps and surveys were used. The
maps and surveys used color codes: green, blue, yellow and red
to correspond to stages within the neighborhood lifecycle. Briefly,
green were those undeveloped tracts of land not threaten by
adverse influences (Blacks); blue were those all-White neighborhoods,
well-protected from adverse influences; yellow coded neighborhoods
had at least a minority family and the likelihood of others
moving in was strong; and red represented those neighborhoods
in decline and/or inhabited by Blacks.
The implementation of the policies required a
complex underwriting system that was reinforced by restrictive
covenants and one basic assumption: one Black family in a neighborhood
decreased property values. Furthermore, this erroneous assumption
became reality for real estate brokers, appraisers, bankers
and the entire White population. With the federal government,
real estate and banking industries and the community working
in concert to restrict the access to resources for affordable
and decent housing, Blacks were challenged by seemingly insurmountable
barriers. Yet, Black women such as Burneice Avery refused to
allow the dreams and hopes of so many Blacks die without a struggle.
In
addition to the aforementioned forces, there were developers
attempting to seize control of Eight Mile-Wisconsin. It was
like an island in a sea of White upscale housing. One developer
convinced the FHA to insure his project near Eight Mile-Wisconsin
once he demonstrated to them how he would keep the adverse influences
(Blacks in Eight Mile) from his development. Today when you
go to Joe Louis Park, there is a wall one-half mile long, six
feet high and one foot wide that was used to separate the development
from Blacks. The wall is symbol of the discriminatory policies
the FHA employed to create the housing segregation we see today.
Ms. Avery also had to contend with the Black
Bourgeoisie. They were ashamed of Blacks moving from the South
and fearful that Whites would define stable and professional
Blacks by the likes of the migrants. These long-time Black residents
of Detroit wanted city officials to demolish the “huts” in Eight Mile
and build public housing. Ms. Avery and the Eight-Mile community
were steadfast in their homeownership aspirations and finally
were allowed to build their homes with FHA financing - one of
the few projects that were coded red on Residential Security
Maps the FHA insured.
BlackCommentator.com Columnist, Lloyd Wynn was a consultant in the secondary market. Lloyd is the author of Residential Real Estate Finance: From
Application Through Settlement. Click
here to contact Lloyd Wynn.