Watching Michael Moore’s “Sicko”
was a sobering experience for me on a couple of levels —
and not simply because of his pedantic style. The documentary
spotlights the failings of the United States health care system
— from bureaucracy to the high cost of care that discourages
utilization. These problems aren’t limited to the United
States: as health systems evolve across Africa, I’m seeing
them begin to take on disturbingly familiar features.
One is the serious burden of paperwork that consumes
health professionals’ time and energy, often to the detriment
of patient care. Health facility staff are expected to complete
reams of paperwork, keeping them from patients who are literally
dying to be seen. In Rwanda, medical personnel are expected
to deliver patient care, prepare donor reports, manage finance,
accounting and pharmacies, and make subjective decisions about
patients’ ability to pay, all tasks that they are rarely
equipped to do and that keep them from their real work of preventing
illness and healing the sick.
As in the United States, financial obstacles
are the greatest deterrents to accessing health care. While
emergency room care is a fallback for many Americans without
insurance, most Rwandan health centers and hospitals simply
don’t have emergency rooms, and in any case the facilities
are so stretched that they don’t have the resources to
care for uninsured patients who can’t pay. Further complicating
matters, most Rwandans live several kilometers from a health
center, so preventive care is often delayed due to the high
opportunity cost of not spending a day in the fields. When people
do get seriously ill, they delay treatment for so long that
they usually end up dead at home or so sick at the health facility
that they cannot be treated, much less cured.
Several years ago, the Government of Rwanda,
with United States government support, piloted a system called
“health mutuelle” that is essentially a community-based
health insurance program. Pay $2 per year per person for mutuelle
plus a co-payment — an insurmountable cost for many families
— and you receive subsidized care. However, that subsidy
is often not enough. I recently met a woman who was told in
advance that she would need a Cesarean section at a local hospital
but who simply did not have the funds to cover the 10 percent
co-payment of roughly $5. She spent days canvassing friends
and relatives to loan her the money, ended up with four IOUs,
and had the surgery. The average co-pay in Rwanda is about 40
cents, but in a country where most make just a few dollars each
month, that can be enough to keep a sick person from seeking
care. You might ask: why in the world does a poor country like
Rwanda insist on payments in the first place?
These regressive public health approaches emanate
from IMF and World Bank mandates handed down in the 1970s as
a reaction to rising health care costs, as well as a group of
policies for community financing promoted in 1987 and called
the Bamako Initiative. In post-genocide Rwanda, the government
has promoted an admirable philosophy of self-reliance in all
endeavors, health payments included. The government worries
that free services will foster abuse of the health care system
— the American system has co-payments for largely the
same reason — and believes that it’s better to have
people learn to pay a bit now in the hopes of their paying more
in the future.
The challenge emerges when these financial hurdles
prevent early and necessary treatment. The Millennium Villages
project supports a Rwandan-managed health center in Mayange
where — due to extreme poverty — co-pays are not
required and the health mutuelle premium is subsidized (Paul
Farmer and Partners and Health have recently adopted a similar
approach alluded to in Forbes last week). The results have been
impressive: nearly 100 percent of community members have health
mutuelle and consider health care their right. Utilization rates
have increased dramatically but staff report that they have
not seen a single case of abuse. Government of Rwanda is tracking
the pilot closely to help determine how to balance subsidies
for the poor against payments by wealthier Rwandans. It’s
a challenging situation with great resonance in the United States,
where the city of San Francisco just announced a plan to cover
all of its citizens through a combination of free and sliding-scale
payments.
Hope is emerging in Rwanda and across Africa.
In Uganda and Zambia, co-payments are gone, replaced by universal
health care; the effect has been immediate and dramatic. Calls
to do the same have emerged in Sierra Leone. While many services
still require co-pays and health insurance, the Rwandan Government
has made treatment for AIDS utterly free and is looking at ways
to cover payments for the poor, while avoiding a culture of
dependency.
Josh
Ruxin, PhD is an Assistant Clinical Professor of Public
Health, Department of Population and Family Health, Mailman
School of Public Health at Columbia University and: Director,
Millennium Villages Project Rwanda, Director, Access Project.
He has spent the last couple of years living in Rwanda.
Click here to read other writings. Click
here to contact Dr. Ruxin.