Bad News got you down during the holidays?
Tired of hearing the latest depressing statistics
from the U.S. Census Bureau reporting that last year more than a
million Americans joined the ranks of those living in poverty and
that of the thirty-nine million people living in poverty, that a
third are children-- yes, right here in the richest country in the
world?
Does it momentarily dampen your holiday spirit or
hinder your ‘will to shop’ knowing that in the last
year, 800,000 more Americans now live without health insurance,
bringing the total to 47 million--over 16 percent of our total population?
What about the fact that since the year 2000, that
the total number of medically uninsured has grown by five million
and that employer-provided health insurance dropped approximately
4 percent. A Yuletide bummer to be sure.
But there is good news if you live in Tennessee, according
to those spinning stories on Capitol hill. Things are really looking
up this holiday season--unless of course you are one of the nearly
200,000 TennCare enrollees (40% whom are African American) cut from
the state funded medical insurance program in August 2005.
According to a December 6th article in the Nashville
City Paper, state officials boast that cutting nearly two hundred
thousand Tennesseans from TennCare last year, “saved”
the state a whopping $2.8 billion. In a state that is in a perpetual
budget crisis that’s a lot of cash. So, woohoo, let’s
go shopping’?
Not long after slashing the TennCare program, Tennesseans
began hearing a great deal about ‘Cover Tennessee’,
one of the programs touted as the safety net for some of the 67,000
critical-needs enrollees cut from TennCare. Most of these Tennesseans
suffer from a deadly cocktail of several major illnesses including
heart disease, diabetes, alzheimers, MS, lupus and more.
Although the name ‘Cover Tennessee’ is
catchy and implies that things are okeydoke, what rarely gets mentioned
is that ‘Cover Tennessee’--in spite of it’s snappy
branding--in all actuality will only affect about 5,000 of the 67,000
who are deemed uninsurable—never mind the other one-hundred
thousand plus who were cut from the rolls.
But if you believe the hype, you’ll be giddy
to learn that without making the changes, TennCare would have cost
about $9.7 billion in fiscal year 2006 but instead only cost an
estimated $6.9 billion, according to figures released by the TennCare
bureau.
According to the bureau, most of the savings--about
$1.2 billion--came from reduced spending on prescription drugs--wherein
enrollees are now limited to five prescriptions per month for adults.
Prior to the changes, there were no limits on prescription drugs
for enrollees.
What officials neglected to mention is that the figures
stated aren’t actually reflective of just state dollars but
federal dollars as well. Also not mentioned is that First Health
Services, the pharmacy benefits manager (PBM) charged with managing
and overseeing pharmaceutical expenses had the information to manage
the program and control costs, but failed after 15 months on the
job to perform up to TennCare standards. Hence the massive cuts.
But instead of firing First Health Services Corporation
of Glenn Allen Virgina for non-performance they were rewarded with
the opportunity to make an additional $30 million over the following
two year period. What a sweetheart deal!
Whether their good fortune has anything to do with
Tennessee’s conservative Democratic Governor, Phil Bredesen,
is anyone’s guess.
Bredesen, a physicist by education and a shrewd businessman
created the HealthAmerica managed care company, a firm that bought
failing HMOs and breathed life back into them. The company, which
he sold in 1986 to Coventry Health Care, Inc. in Bethesda MD, made
him a millionaire. Coincidentally, First Health Health Services
Corp, the PBM who received the $30 million incentive, is also a
Coventry Health Care company. Jingle bells anyone?
“As much as any other single factor, First Health's
poor performance is what brought down the TennCare program”,
says Nashville attorney, Gordon Bonnyman. “Pharmacy was the
huge budget issue, and if the pharmacy benefits manager (PBM) couldn't
be counted on to capture the needed savings and implement reforms,
then the TennCare budget would continue to be a political problem
for the Governor.” According to Bonnyman, rather than sever
ties with First Health Services, the administration decided it was
best to cut TennCare enrollees instead.
Tony Garr, Director of Tennessee Health Care Campaign
says: “The cuts have not stopped and now the state has issued
new regulations, which make TennCare one of the most restrictive
Medicaid programs in the country.”
In
early December, Garr said he received a desperate call from a woman
whose mother has a very serious medical condition and was recently
abandoned by the home health agency because TennCare’s new
rules would not pay them for her care—even though their doctor
said that it was medically necessary.
“These cuts have been very costly, says Garr.
“Thousands of families in Tennessee are in serious medical
debt, people have lost their homes, and in some cases their lives.
For bottom-line folks (CEO’s, CFO’s and
such), these cuts make good business sense and mean big bonuses
and more spending on the horizon. But for those on the wrong side
of the guillotine, these cuts are a death sentence.
The demise of the TennCare system and the devastation
that followed for several hundred thousand people is unfathomable.
Tennesseans like George W., who had a stroke that
left him with monstrous medical bills and the left side of his body
cold. Now he is unable to work or collect disability and is homeless.
If that weren’t enough, he is also diabetic with high blood
pressure.
And then there is paraplegic Don D. of Jackson, TN
who lost his TennCare coverage and access to the seven prescriptions
that treated his pain, cholesterol, depression and esophagus problems.
Or Lori S., who has Lupus and Multiple Sclerosis who
discovered that without health insurance these potentially debilitating
diseases are unmanageable. Not long after the cuts, the stress of
losing TennCare caused her MS to flare up and she lost 70% of the
vision in her right eye.
The list is endless. Since the cuts many people are
dying and sadly there are those who only wish themselves dead. People
that live down the block from us, work at the grocers, go to our
churches or are too sick to do these things any longer because they
are off their medications and are in too much pain to leave their
beds.
.
Among those whom have died after losing their TennCare is James
Bryant (Rutledge TN). On official records, Bryant's doctor listed
"an absence of medicines for one week" as contributing
to his death. He had just lost his health insurance. James was 50
years old.
And then there is 33 year old Monique "Nikki"
White who died in spring 2006 of complications due to improper treatment
for her Lupus. As chronicled in the a lengthy Wall street Journal
article (December 05, 2006 by Jane Zhang) Ms. White suffered excruciating
physical and emotional pain after losing her TennCare coverage.
According to the Journal, Ms. White’s primary
care physician, Amylyn Crawford stated "If she had insurance,
she would have gone to the emergency room sooner" and "she'd
probably have stayed (alive) if she had TennCare,"
"No one can say that it caused the problems.
It did have an impact on her, on her stress level and on her access
to medical care…”
For many Tennesseans the good news isn’t ‘Cover
Tennessee’ or the new ‘surplus’ being celebrated
on Capitol Hill. For some, this holiday season will be their last
time with family, friends and loved ones. For others, they will
simply tuck their heads under the covers and pray that the new year
(and a merciful God) brings an end to their suffering.
BC Columnist Molly Secours
is a Nashville writer/filmmaker/speaker and co host on several radio
programs at 88.1 WFSK at Fisk. Her 14 minute documentary called
“Faces Of TennCare: Putting a Human Face on Tennessee’s
Health Care Failure” will be aired on the Documentary Channel
beginning January 1st at 4:45pm. For more information visit mollysecours.com
or to see a 30 second clip of the film visit:myspace.com/mollysecours.
Click
here to contact Ms. Secours. |